How to Maximize Your Cashback With a Cashback Bonus
If you’re looking for a credit card with a cashback bonus, there are a couple of options to consider. If you want to maximize your cash back, choose a rewards credit card that provides unlimited cash back on all purchases at casino online MSunCity. These credit cards typically have the highest cash back rates, and they are available at many retailers. They’re also popular with consumers because of their perks, such as free shipping and rewards. However, they do have their drawbacks, and we’ll discuss how to maximize cash back with a rewards credit card.
Discover it Cash Back Credit Card
The Discover it Cash Back credit card is a great option if you want to earn rewards on your everyday purchases. The rewards you receive can be used to purchase gifts or paid for with a statement credit. These rewards can also be used to buy gift cards at Amazon, or redeemed for statement credits. These rewards never expire, so you can earn more than $300 a year. To learn more about the Discover it Cash Back credit card, read on!
Among the benefits of the Discover it Cash Back card, its no-annual-fee and no-fee foreign transaction fee make it an excellent choice for travelers and smaller spenders. The card also has a $0 foreign transaction fee, which makes it ideal for international travel and purchases at vendors overseas. Moreover, there are no annual fees and no penalty APR. This is a major drawback of some other cards, and these two factors make this one the best choice for people who don’t want to pay high annual fees.
If you don’t mind rotating bonus categories, you should definitely check out the Discover it Cash Back credit card. The best time to register for bonus categories is once a quarter. It’s also worth considering pairing the card with a high flat cash back rate if you want to maximize the cash you earn. This card is not for everyone. The cash back rates are low, but they’re still impressive. A 4.5 out of five rating on Google Play is an excellent sign that Discover is a good choice.
Bank of America Customized Cash Rewards credit card
If you have a large Bank of America account and are interested in earning rewards on your spending, the Bank of America Customized Cash Rewards credit card may be a good option. This card offers no annual fee and a generous sign-up bonus of $200, which is easy to reach if you spend at least $1,000 on purchases within 90 days of account opening. Those who are looking for rewards on travel or just flat-rate cash back won’t benefit much from this card.
The Bank of America Customized Cash Rewards credit card offers tiered cash back. Each month, cardholders can earn 3% of their purchases in their choice category. The other categories are groceries, dining out, drug stores, and home improvement. The first $2,500 in combined purchases earns the two highest rates. The remaining purchases earn 1% cash back. However, if you spend more than $2,500 in one category, you’ll earn a standard 1% of your purchases.
The Bank of America Customized Cash Rewards credit card has no annual fee, and offers a decent welcome bonus. It offers 0% financing on purchases and balance transfers for the first fifteen billing cycles and allows cardholders to select their preferred category for bonus cash. As a result, it is a great choice for those who want to spend less but still earn rewards on everyday purchases. This card also has some limitations, however, which may make it unsuitable for heavy spenders.